Let the games begin!

So I wasted a few gallons of that precious commodity we call gas to drive around to a car lot or two searching for the next One4JC vehicle.

I feel like I am getting hosed because they see me walk on the lot and play rock paper scissors to see who gets to take a crack at me.

I was chased down on 2 different lots as they tried to talk to me but on the 3rd lot my escape route was blocked by an oncoming car.

Crap!

I found a car that I love at this lot. I found a black bug in my price range with everything except the moon roof. He, the dealer who caught me, did talk me into a test drive.

Next thing I know he has whisked me into the showroom to talk prices, relieved of my keys to appraise the "trade-in" and pulled out paperwork to start the financing process.

I humored him to see what he could offer me.

Just because I am a female doesn't mean I am totally ignorant about the price of cars, trade in values and other testosterone laden things.

He came back with a payment of $350.00/month at 11.25% interest rate for an $8500.00 car!

I laughed at him and asked for my keys back.

He started back tracking and negotiating. I did get the loan lengthened, my trade-in value upped and the interest rate down to 7.5%. However it is still out of my price range. I told him I needed to have someone come look at the car. He offered me a phone. I said I needed to crunch numbers and pray about it and he still tried to get me to put a refundable deposit down on the car. I didn't.

We left it that he will call me Monday morning and I will work on my own financing and person to look at the car. However I do not like the pressure he tried to use. He wanted me sign the paperwork and drive away with the car within an hour of the first test drive.

I don't think so.